<?xml version="1.0" encoding="windows-1252"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/">
  <channel>
    <title>Tammy's Journal</title>
    <link>http://tammy2.savingadvice.com</link>
    <description>Getting guerilla frugal!!</description>
	<webMaster>webmaster@savingadvice.com</webMaster>
	<managingEditor></managingEditor>
    <language>en-us</language>
	         <item>
      <title>Feb Update</title>
      <link>http://tammy2.savingadvice.com/2006/02/19/feb-update_5614/</link>
      <description>So far for February - we have paid off some small medical bills, and 2 cc's. WOOHOO!! They weren't big balances but big enough. KWIM?&lt;br /&gt;
&lt;br /&gt;
I saved $75 last month on our electric bill! Love that clothesline.&lt;br /&gt;
&lt;br /&gt;
I am now working full time from home - at it's going great! Actually I am...</description>
      <pubDate>Sun, 19 Feb 2006 14:26:49 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Weekly Update!!</title>
      <link>http://tammy2.savingadvice.com/2006/01/27/weekly-update_5107/</link>
      <description>WOW I can't believe it's been a week since I posted here. The new blogs look great!! &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/smile.gif&quot; alt=&quot;Smile&quot; /&gt;&lt;br /&gt;
 SO let's see what I can update. ~Totally used the clothesline now for 2 weeks - only used the dryer 1 time in that time period.&lt;br /&gt;
&lt;br /&gt;
~Got the electric bill and it's bad! &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/frown.gif&quot; alt=&quot;Frown&quot; /&gt; ALOT higher than last year...</description>
      <pubDate>Fri, 27 Jan 2006 10:10:25 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Wacky Wednesday</title>
      <link>http://tammy2.savingadvice.com/2006/01/18/_4905/</link>
      <description>Well the meter guy came this morning to read the electric meter. I am going out there in about 5 minutes to read it and compare it to last months. I KNOW it's not good already. &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/frown.gif&quot; alt=&quot;Frown&quot; /&gt; PLUS the rates went up.  &lt;br /&gt;
&lt;br /&gt;
Need to wash a load of laundry and will hang out to dry. It's cool for us...</description>
      <pubDate>Wed, 18 Jan 2006 07:26:40 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>lots of homemade snacks</title>
      <link>http://tammy2.savingadvice.com/2006/01/18/_4903/</link>
      <description>Well I have been very busy making lots of homemade snacks.  I have made 2 batches of homemade brownies, 2 loaves of pumpkin bread, chocolate cookie bars, pizza crust and 3 loaves of homemade bread. &lt;br /&gt;
&lt;br /&gt;
I will be freezing alot of this otherwise everyone will eat, eat and eat. LOL &lt;br /&gt;
&lt;br /&gt;
Not...</description>
      <pubDate>Wed, 18 Jan 2006 06:37:59 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Pancakes Galore!!!!!!!</title>
      <link>http://tammy2.savingadvice.com/2006/01/17/_4883/</link>
      <description>Well I decided to make some pancakes up and freeze so that I'd have them for dh's breakfast/lunch. Also for the kids that way if I don't feel like making pancakes I don't have to - just warm them up. LOL&lt;br /&gt;
&lt;br /&gt;
Well 12 dozen later - I am done!! </description>
      <pubDate>Tue, 17 Jan 2006 08:22:03 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>laundry soap</title>
      <link>http://tammy2.savingadvice.com/2006/01/17/_4880/</link>
      <description>Well.......... time to wash bedding today. I am almost out of my favorite laundry soap. &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/frown.gif&quot; alt=&quot;Frown&quot; /&gt;  I have a bottle of stuff - I can't stand the smell of (dh uses it to wash his car LOL now) and then 1/4 bucket of laundry soap from Sams - that well honestly I just like Tide better. LOL  I have...</description>
      <pubDate>Tue, 17 Jan 2006 06:05:33 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Frugal Monday</title>
      <link>http://tammy2.savingadvice.com/2006/01/16/_4871/</link>
      <description>Well today I spent $13 at the store and ONLY got what was on my list!!&lt;br /&gt;
10lbs flour&lt;br /&gt;
cinnamon&lt;br /&gt;
pumpkin pie spice&lt;br /&gt;
2 spiral notebooks&lt;br /&gt;
milk&lt;br /&gt;
chocolate chips&lt;br /&gt;
eggs&lt;br /&gt;
&lt;br /&gt;
Put gas in dh's car when we were out - got gas from Sams - cheapest place in town right now.&lt;br /&gt;
&lt;br /&gt;
I washed and hung out...</description>
      <pubDate>Mon, 16 Jan 2006 17:28:56 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>groceries/laundry/writing about being frugal</title>
      <link>http://tammy2.savingadvice.com/2006/01/13/_4816/</link>
      <description>Well went grocery shopping yesterday and spent 211.00 - that is for 2 weeks worth of dinners, all breakfasts and most lunches. Some lunches will also be leftovers. Will need to go back for milk, but that should be it! WOOHOO! I think I did pretty good. I went with my menus, grocery...</description>
      <pubDate>Fri, 13 Jan 2006 18:40:43 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>water bill</title>
      <link>http://tammy2.savingadvice.com/2006/01/11/_4774/</link>
      <description>Got the water bill - down $16 this last month. I still do an insane amount of laundry BUT dh installed a new toliet a month and a half ago - low flow.  We got the toliet from a construction company for $30 because it wasn't the right color for the home they were building - it was the...</description>
      <pubDate>Wed, 11 Jan 2006 09:00:16 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Checking KWH/hanging laundry out</title>
      <link>http://tammy2.savingadvice.com/2006/01/11/_4773/</link>
      <description>WOW - Our kwh have been high for this month. Will be glad when the meter guy is here (the 17th of the month) - then I can start tracking them again.  I know the dryer was causing alot of it. As we haven't had the a/c or heat on in a couple of months.  This new clothesline is going...</description>
      <pubDate>Wed, 11 Jan 2006 08:57:31 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Beautiful day!!</title>
      <link>http://tammy2.savingadvice.com/2006/01/10/_4756/</link>
      <description>It's a gorgous day here in West Central Florida! &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/smile.gif&quot; alt=&quot;Smile&quot; /&gt; Just gorgous!!&lt;br /&gt;
&lt;br /&gt;
Laundry washed in cold water, hung on the line.&lt;br /&gt;
Dinner will be soft shell tacos and mexican rice - all at home. Chicken is in the crockpot simmering. Yummy!&lt;br /&gt;
&lt;br /&gt;
Straightened out the freezer above the frig - and really...</description>
      <pubDate>Tue, 10 Jan 2006 10:51:13 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>saving on soda/paying mortgage off early</title>
      <link>http://tammy2.savingadvice.com/2006/01/09/_4747/</link>
      <description>On the 1st of Jan - I put myself on self imposed restriction of less soda.  Well I went until yesterday before I had a pepsi. I felt like one and really enjoyed BUT couldn't wait for my ice tea the next glass.&lt;br /&gt;
&lt;br /&gt;
I WAS a HUGE pepsi addict - going through a 12 pack in less than 2 days!!...</description>
      <pubDate>Mon, 09 Jan 2006 17:46:07 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Monday</title>
      <link>http://tammy2.savingadvice.com/2006/01/09/_4746/</link>
      <description>Well it's monday - pretty good day! &lt;br /&gt;
&lt;br /&gt;
Hung clothes out on my new clothesline! WOOHOO!! I needed a clothespin holder and I didn't want to spend any money. Now I could of sewn one - but I am short on time right now. So I made one out of an old ice cream bucket - the handle comes off...</description>
      <pubDate>Mon, 09 Jan 2006 17:28:01 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Saturday!</title>
      <link>http://tammy2.savingadvice.com/2006/01/07/saturday_4696/</link>
      <description>Been a very frugal day here. &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/smile.gif&quot; alt=&quot;Smile&quot; /&gt; &lt;br /&gt;
Washed laundry in cold water - hung one load on the line. WOOHOO for that new clothesline. Dh still needs to fix some of the lines tomorrow. Then I will be ready to use it full time next week! &lt;br /&gt;
&lt;br /&gt;
Didn't go anywhere - so no wasting gas or $$$.&lt;br /&gt;
&lt;br /&gt;
Found...</description>
      <pubDate>Sat, 07 Jan 2006 15:28:36 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>bought a new bed</title>
      <link>http://tammy2.savingadvice.com/2006/01/06/bought-a-new-bed_4682/</link>
      <description>Got oldest dson a new mattress/boxspring today. It was printed wrong (the pattern on it) It's been in the showroom for 3 months and no one wanted it - got it today for $100 for the set! It's made by bassett and is awesome! Great price for a new mattress/boxspring set! WOOHOO!! Very...</description>
      <pubDate>Fri, 06 Jan 2006 16:23:35 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Grocery shopping day</title>
      <link>http://tammy2.savingadvice.com/2006/01/05/grocery-shopping-day_4665/</link>
      <description>Went grocery shopping and got alot for $177. We are a family of 9 plus a big lab, so this was good for us! &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/smile.gif&quot; alt=&quot;Smile&quot; /&gt;&lt;br /&gt;
&lt;br /&gt;
I got the Feb issue in Woman's day - and I am quoted in an article by Mary Hunt! Too cool! &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/smile.gif&quot; alt=&quot;Smile&quot; /&gt;  It's on saving money by putting in a hot water heater timer. &lt;br /&gt;
&lt;br /&gt;
Worked for...</description>
      <pubDate>Thu, 05 Jan 2006 15:36:08 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>WOOHOO got a ........</title>
      <link>http://tammy2.savingadvice.com/2006/01/04/woohoo-got-a-_4645/</link>
      <description>CLOTHESLINE!!!!!!!!! Dh came home from work - ate dinner and starting working on the clothesline. YEAH!!  I am soooooo excited. This will save us lots of $$.&lt;br /&gt;
&lt;br /&gt;
Back to working for me. &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/smile.gif&quot; alt=&quot;Smile&quot; /&gt;</description>
      <pubDate>Wed, 04 Jan 2006 14:40:27 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
    <item>
      <title>Here we go...........</title>
      <link>http://tammy2.savingadvice.com/2006/01/04/here-we-go_4641/</link>
      <description>Gonna start getting real guerilla frugal again. All the little things add up!! I want to have a savings account, freedom acct and pay a few bills off.&lt;br /&gt;
&lt;br /&gt;
First thing we'll work on - cutting that electric bill down and the groceries.  That's the challenge for january.&lt;br /&gt;
&lt;br /&gt;
Start turning...</description>
      <pubDate>Wed, 04 Jan 2006 11:48:27 PST</pubDate>
	  <author> (Tammywahm)</author>
    </item>
  </channel>
</rss>